Dhanalakshmi Bank- Medi Equipment

At Dhanalakshmi Bank, as a medical services provider, to give patients world-class treatment. Whether you are a medical practitioner or a diagnostic center promoted by doctors, the Dhanam MediEquipment makes it possible to invest in cutting-edge technology and equipment so you can diagnose and treat your patients better.

Eligibility:

• Qualified medical practitioners, including ayurvedic doctors, for their professional use.
• Diagnostic centers/clinics promoted by qualified doctors singly or jointly with other entrepreneurs.

Quantum of Loan:

• If the project cost is up to Rs. 10 lakhs, the promoter’s contribution shall be not less than 25% of the project cost.
• If the project cost is more than Rs. 10 lakhs, the promoter’s contribution shall not be less than 33.33%.

Repayment of Loan:

The loan may be repaid for a maximum period of 60 months. However the repayment period is fixed on the basis of fund flow and DSCR.

Security of Loan:

• Primary: First charge on the fixed asset and other assets acquired out of the term finance availed from the bank finance.
• Collateral: 100% if collaterally secured by property OR 50% if security is accepted by way of our Bank Deposit, NSC, LIP with surrender value and eligible for assignment, KVP and Government Bonds.

For more information: Website 

Dhanalakshmi Bank- MediClinic Finance

With a dire need for high-quality medical facilities across the country, Dhanalakshmi Bank is playing its part to make better health services accessible. By making funds available through the Dhanam MediClinic Finance, they helps doctors set up their own medical practice and consultancy ventures. Competitive interest rates and sizeable loan disbursements make this scheme ideal for doctors.

Eligibility:

• Assistance under this scheme would be available to qualified doctors in any field of medicine.
• The facility will be available for setting up their professional medical practice/consultancy ventures.

Loan Amount:

• A term loan of Rs.15 lakhs or 75% of the project cost, whichever is less.
• The party is also eligible for working capital requirement.

Tenure of Loan:

• Maximum of 5 years with an initial holiday not exceeding 1 year i.e. 60+12 months.

For more information: Website