Eligibility :
	Purpose  To meet the expenses connected with the pursuit of higher secondary education, specific courses of study at recognized institutions, including professional/job-oriented courses, which offer reasonable opportunity for employment & loan repayment capacity on successful completion.
Loan Details
	Quantum For Higher Secondary Education: Maximum of Rs.25000/- For Studies in India : Maximum of Rs .7.50 Lacs For Studies Abroad : Maximum of Rs.15.00 lacs Margin For loans up to Rs.4.0 lacs - No minimum stipulated For loans above Rs. 4 lacs - Studies in India : Minimum -5% - Studies abroad : Minimum -15% Security For loans up to Rs.4.00 lacs : No security. For loans above Rs.4.00 lacs : Collateral security of value equal to 100% of the loan amount or personal guarantee of third person known to the Bank whose net worth is at least equal to 200% of the loan amount or a combination of both
Rate of Interest
	For loans up to Rs.4.00 lacs: At BPLR (PER: 14.75% p.a.) For loans above Rs.4.00 lacs: BPLR+1.00% (PER: 15.75% p.a.)
Repayment
	To be repaid within a maximum period of 84 months, with a holiday period of course period + 1 year or 6 months after employment whichever is earlier.